Terms & Conditions


Application Agreement

Health Insurance for Expats are agents for our product providers. We do not offer advice, but the information required to enable you to make a clear and precise decision on which product you would like to apply for. Additionally, you will become a direct client of the product provider, who may offer you other services and products. We do not handle client monies, as the product provider upon receipt of your completed application, will request the insurance premium directly from you (or an authorised intermediary i.e. Independent Financial Adviser etc). Health Insurance for Expats is the chosen partner to act on behalf of our product provider and to manage inbound enquiries through our own marketing.

Content and Liability Disclaimer

Health Insurance for Expats shall not be responsible for any errors or omissions contained at this website and we advise all potential customers to refer in full to the product providers approved documentation. Health Insurance for Expats disclaim all warranties with regard to the information provided, including the implied warranties of merchantability and fitness for a particular purpose, and non-infringement. Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusion may not apply to you. Health Insurance for Expats does not act as an intermediary and does not make arrangements for any payments or transactions. If you are contacted by someone who claims to be from Health Insurance for Expats and you are asked to transfer money for a policy purchased, this will be an illegal request and any emails you receive of this type will also be fraudulent. DO NOT follow any of the instructions contained within the email or given over the phone. If you receive any emails promoting these services, please report it to us immediately. In case of fraud or illegal activity, we also recommend that you report it to the Police.

By using this website you agree that: If you are dissatisfied with any portion of the Health Insurance for Expats web site, or with any of these terms and conditions of use, your sole and exclusive remedy is to discontinue using this website, You will be bound by these Rules of Use. Health Insurance for Expats reserves the right to revise the Rules of Use at any time, without notice, and you agree to be bound by such changes. You may not, without express permission from Health Insurance for Expats, take any pages from this Web Site and reformat and display them. You also may not mirror any pages on your website. Your use of this website does not create a license or any other rights in Health Insurance for Expats trademarks, service marks, copyrights, or any other intellectual property or proprietary rights.

Health Insurance for Expats are not responsible for the content of, nor aware of all sites that are linked to this website. The fact that another website is linked to this website does not imply that Health Insurance for Expats sponsors, licenses, endorses, is affiliated with or is otherwise connected to the site, the products or services described therein or its owner or that Healthinsuranceforexpats have authorised the linked site to use any trademark, trade name, logo or other trademarked or copyrighted material of Health Insurance for Expats .

We may occasionally send you e-mail to provide you with information we think you may find useful. Additionally, if you take advantage of any email notification features, you will receive updates as frequently as warranted. Any email you receive from us will contain unsubscribe instructions should you wish to no longer receive e-mail from Health Insurance for Expats .